Being different as a young adult

I feel bad for feeling comfortable with certain parts of my life right now (21 years old, in my last year of college) because I am not living on my own yet nor do I own a car. Independence would give me more confidence but being completely independent is a scary concept to me at the moment because I have lived with my folks for so long. I am different from my peers who have taken on much more independence early on- marriage, moving out, renting, owning pets, and buying cars. Though, every paycheck I save is work towards that goal- becoming more independent and leaning into the more responsible, confident person that I can be. I would say that I am responsible now with what I have but I don't have much to be responsible for at the moment- just college classes, my part-time job, and basic necessities. I don't have to pay major bills like rent or utilities. My savings have gone strictly to paying for college and basic needs. I know that each day is work towards self-improvement. I think step one is to get a second job once this college class ends. I am not sure when I will go back for my Master's Degree. A more specific goal is that I need to buy a car so that transportation will never be an issue. Cars, even used cars today can be so expensive. It seems silly, but this driving anxiety thing still exists. It just isn't as strong as it once was (improvement!) and I just want to expose myself more to what I am afraid of in general to kick this anxiety in the butt for good! Also, social anxiety has been a bit of a struggle but I will not give up on myself. I know that I can do these things. This post is more of a pep-talk. Alright, that's all :)