moron rant

why is everyone SO FUCKING STUPID. every goddamn time i see something going around thats apparently "bad" and everyones freaking out about it, when i actually look into it its the most obvious shit ever that NO ONE SHOULD EVEN BE SURPRISED OR FALL INTO THE TRAP OF. i just watched a video on why afterpay is bad and i thought it was going to be some hugeee thing and a serious exposing. no, its literally just how actual braindead morons are using afterpay on the smallest purchases ever and ruining their fucking finances because they are getting tricked into thinking the money they use isnt money theyre going to have to PAY BACK when its time. what the fuck. is this not common sense??? yall are seriously buying a 15 dollar item with afterpay. i genuinely cannot deal with this. sometimes it feels like everyone i see is just a bumbling fucking idiot who cant do anything on their own. come back to reality